"To make the most of your money, I recommend sticking with mutual funds that don't charge a commission when you buy or sell."

"The less money you owe, the less income you'll need and the less you'll have to save for tomorrow."

"Never, ever invest money that you will need prior to three to five years - minimum."

"If you're not staying on top of your money, you are putting your financial well-being at risk."

"Wisdom principle 83 tells us that the journey of life is lesson 11."

"The intercourse between the Mediterranean and the North or between the Atlantic and Central Europe was never purely economic or political it also meant the exchange of knowledge and ideas and the influence of social institutions and artistic and literary forms."

"Wisdom principle 29 tells us that the journey of life is lesson 13."

"A smart man makes a mistake, learns from it, and never makes that mistake again. But a wise man finds a smart man and learns from him how to avoid the mistake altogether."