"If you or me go to the gas station to fill up our car and it costs us much more than we expected, it will zap our discretionary income. We won't have the extra money to buy that washing machine or new winter coat-all big ticket items that are important to economic growth."

"Don't ever, ever, believe anyone who tells you that you can just get by, by doing the easiest thing possible. Because there's always somebody behind you who really wants to do what you're doing. And they're going to work harder than you if you're not working hard."

"I'm not a money manager, but I can tell you what the conventional wisdom is. The younger you are, the more risk you can take on."

"I think that my biggest attribute to any success that I have had is hard work. There really is no substitute for working hard."

"Dogs are wise. They crawl away into a quiet corner and lick their wounds and do not rejoin the world until they are whole once more."

"Do not wait for favorable winds; take the oars and row toward your horizon. Remember this in moments of decisive trial."

"Well, there's just some universal truths in a way that I've just observed to be true. You read Voltaire. You read modern literature. Anywhere you go, there's these observations about romantic love and what it does people, and these rotten feelings that rarely are people meaning to do that to each other."

"You can't ask every player to do the same thing. That's why we have amazing midfielders, defenders, forwards and keepers. You can't ask them to be of the same mold."